e-Pay the Charter Title Way!

Pay Safer and Smarter with Charter!

Charter Title e-Pay is a convenient, safe way to handle your earnest money deposit. With Charter Title e-Pay, your funds will be delivered securely, electronically and encrypted. This quick, safe service is paper and wire-transfer free, and a transfer can be initiated within 90 seconds. (By the time you finish reading this, your transfer could be done.)

Want to find more? Check out the following points that prove Charter Title e-Pay is the way!

  • 24/7 Accessibility
  • Connect to Any Financial Institution in the US
  • Email Notifications about the Process
  • Protected Routing and Account Numbers
  • Receive Refunds or Commissions

Our goal is to keep your closing funds safe and secure so we use the most innovative tools from across our industry. It’s just another way to conveniently serve you; we are dedicated to protecting your money and your time.

Options? Choose the One That’s Right for You!

Wires

  • Request / Pay From Anywhere
  • Protects Sensitive Information
  • Automated Receipts
  • Full ID Verification
  • Funds Verified
  • Earnest Money Deposits
  • Cash to Close for Refinances
  • NO Extended Waiting period for Cleared Funds

Charter Title e-Pay!

  • Request / Pay From Anywhere
  • Protects Sensitive Information
  • Automated Receipts
  • Full ID Verification
  • Funds Verified
  • Earnest Money Deposits
  • Cash to Close for Refinances
  • NO Extended Waiting period for Cleared Funds

Checks

  • Request / Pay From Anywhere
  • Protects Sensitive Information
  • Automated Receipts
  • Full ID Verification
  • Funds Verified
  • Earnest Money Deposits
  • Cash to Close for Refinances
  • NO Extended Waiting period for Cleared Funds

*All incoming funds must be received and cleared prior to closing.*

Your Safety Checklist for Sending Closing Funds Regardless of the Method

#1

#1

NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions during the course of a transaction.

#2

#2

ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can verify independently. Obtain the phone numbers of the Real Estate Agents, Buyers, Sellers, Lender and Attorneys as soon as the application is placed.

#3

#3

DO NOT send an email to verify as the email address may be incorrect, or the email may be intercepted by the fraudster.

#4

#4

DO NOT forward wire instructions to other parties without first verbally verifying the instructions from the sending party.

#5

#5

USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts.

#6

#6

USE MULTI-FACTOR AUTHENTICATION for email accounts for an extra layer of security. Your email provider or IT staff may have specific instructions on how to implement this feature.